Travel Insurance – Essential Information for Safari Travelers
Travel insurance is an essential part of planning any safari or holiday in Zambia and the region. While every effort is made to ensure a smooth and enjoyable journey, unforeseen circumstances can arise. Comprehensive travel insurance provides peace of mind and financial protection throughout your trip.
At Gift Tours and Safaris, we strongly recommend that all guests arrange suitable travel insurance before confirming their travel plans.
Why Travel Insurance Is Important
Safari travel often involves remote destinations, scheduled activities, and pre-booked services. Travel insurance helps protect you against unexpected events that may affect your trip, including medical emergencies, travel disruptions, or cancellations.
A good travel insurance policy ensures that you can focus on enjoying your safari experience, knowing that you are covered should anything unexpected occur.
What Your Travel Insurance Should Cover
When selecting a travel insurance policy, ensure it includes coverage for the following:
Medical Expenses & Emergency Evacuation
- Emergency medical treatment
- Hospitalization costs
- Medical evacuation by air or road
- Repatriation to your home country if required
Safari destinations can be remote, and medical evacuation coverage is especially important.
Trip Cancellation & Curtailment
- Cancellation due to illness, injury, or unforeseen emergencies
- Trip interruption or early return
- Coverage for non-refundable deposits and prepaid services
Safari & Adventure Activities
Ensure your policy covers activities such as:
- Game drives
- Walking safaris
- Boat cruises
- Light adventure activities included in your itinerary
Some standard policies exclude adventure travel unless specifically stated.
Personal Belongings & Travel Documents
- Loss or theft of luggage
- Damage or loss of personal items
- Replacement of passports, visas, and travel documents
Travel Delays & Missed Connections
- Flight delays or cancellations
- Missed connections due to airline schedule changes
- Additional accommodation or transport costs
Travel Insurance Requirements & Responsibility
Travel insurance is the sole responsibility of the traveler. Proof of adequate insurance may be requested before travel, especially for activities involving national parks or cross-border travel.
Gift Tours and Safaris does not provide travel insurance but is happy to advise on the type of coverage required for your itinerary.
When to Purchase Travel Insurance
We recommend purchasing travel insurance:
- Immediately after confirming your booking
- Before making international travel arrangements
- Prior to paying non-refundable deposits
Early purchase ensures maximum coverage, especially for trip cancellation protection.
Need Help Choosing the Right Coverage?
If you are unsure about the level of coverage required for your safari, our travel consultants are happy to guide you based on your itinerary and activities.
📩 Email: res@gifttoursandsafaris.com
📱 WhatsApp: +260 764 403 093